WE ARE EXPERTS IN HELPING BORROWERS WITH ALL DIFFERENT TYPES OF BACKGROUNDS. SCROLL THROUGH TO SEE JUST SOME OF THE TYPES OF BORROWERS WE SPECIALIZE IN HELPING:
First-time Homebuyers
Homeownership, while exciting, can also seem overwhelming, right? Don't worry, you're never alone! Worried about having enough funds for a down payment? We have access to first-time homebuyer assistance programs that provide down payment assistance grants and loans up to $15,000. Worried about home much home you can afford? We will get you pre-approved in as little as 24 hours, and you can be certain what your budget is before you go shopping.Self-employed
We specialize in helping self-employed borrowers qualify for the right loan product. Wondering if we'll need one year or two years of tax returns to calculate your qualifying income? Don't sweat it! We can answer these types of questions and more.Doctors, Nurses, and Other Healthcare workers
We know there are things that are unique to the healthcare industry- and we have experience with all these nuances. Don't work a full 40 hours per week? No worries! We know it's normal for nurses and other healthcare workers to be full-time at 36 hours per week. Wondering if you can use your shift differential pay to qualify for a loan? With enough of a history of earning it you can! We'll answer all your questions.Landed First "Real" Job
So you just graduated from college, nailed the interview, and landed your first salaried job. Can you qualify for a mortgage with such a short employment history? You can! And we can let you know exactly what you'll need to do it. Perhaps you haven't had time to save for a down payment, but you're wondering if your wealthy uncle can gift you the money needed? In most circumstances, that would be just fine. We'll go through all the ins and outs with you.Investors
You're hooked on real estate, and you want to acquire another rental property? We know what that's like! We can help you qualify for a loan using rental income from all your existing rental properties, and even the one you're about to acquire. Just sold a rental property and wanting to acquire a new one? We can help you with that 1031 exchange!Retired
Whether you retired last week or a decade ago, we can help you use your retirement benefits to qualify. That includes: Pension, Social Security, 401(k) and IRS distributions, Annuity payments, etc. You don't need to be currently employed to qualify for a mortgage, so don't let that hold you back!